Useful Advice or a Staggering Admission of Failure?
Can I draw a parallel between the sentiment of this article and football referees warning people not to play the beautiful game because, sometimes, players and managers behave poorly?…Read more
When you have 11 options but they are all vanilla, do you have a choice?
Businesses buy other businesses as big fish eat little fish; it’s the way of the world. But the recent slew of consolidations and take overs should give the industry pause…Read more
The Slippery Issue of the SIPP Skim
I find it interesting that providers who indulge in this practice seem, in part, to be using the prevailing low interest rates as justification for the practice. Are they, in…Read more
FCA Interest Crackdown Biggest Threat to SIPP Providers?
Not if you are nimble, bespoke and up front. A recent article in Professional Adviser on the FCA crackdown on SIPP providers may well strike Trump-like terror as, according to…Read more
Changes to Pensions from April 2016
Another April, another batch of new legislation coming in that might impact on your pension fund! The changes coming into effect from April 2016 are more modest in their scope…Read more
Pension Liberation: the hugely disproportionate response so far
Pension Liberation the current bogey man behind some regulation on the hoof. As sadly predictable as an episode of EastEnders, this is the sorry tale of the developing situation in…Read more
Managing the pitfalls of Common Investment Funds
For as long as there have been self directed pensions, there have been advantages to be had for investors that pool their resources. Joining together with other investors has…Read more
Cross-border trading and pensions
Sister companies in the North and South of Ireland One of the Four Freedoms of the Single Market in the EU is the free movement of capital around it. However, this is all well…Read more
PSG response to FSA Capital Requirement Consultation
FSA CP12/33 Consultation Response – PSG SIPP Limited Q1 Do you agree that AUA is an appropriate measure of the risk of consumer harm posed by a SIPP operator? Both as a small…Read more
Pensions tax relief
The other day I noted that someone had started a discussion on a Linkedin group with a post that went something like ‘will pensions exist in 50 years time?’ and that’s…Read more